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As a business owner, you should be aware of a number of insurance coverage's. For example, most states require that you provide coverage for on-the-job injuries to your employees. Or if your business suffered the loss of an owner, partner, key stockholder or key employee, you may incur a financial loss. Here are some Business Insurance coverage's you'll want to consider.
- Buildings: Including improvements you have made.
- Contents: Including personal property, stock and equipment.
- Crime: Including loss of money and securities; theft, burglary and robbery; employee dishonesty; forgery and alterations.
- Equipment Breakdown: Including air conditioning, refrigeration, electrical and mechanical equipment.
- Computers: Including hardware, software, media and reproduction costs.
- Business Liability: Including premises, operations, products and completed operations.
- Personal Injury: Including libel, slander, defamation of character, wrongful eviction and invasion of privacy.
- Accounts Receivable: Including a debt owed to an enterprise, arising out of the normal course of business dealings.
- Workers Compensation: Including life and health insurance coverage for employees while they are on the job.
- Loss of Earnings or Rents.
- Valuable Papers
- Glass
- Signs
- Medical Payments
- Business Auto
- Umbrella Liability
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